Dentists partner with LoansDentist.com
Helping Promote Options
We work hand-in-hand with dentists who are concerned with giving their patients every opportunity to handle paying for unexpected dental expenses. That's why our trained Account Managers are on hand to explain to dental practitioners—or their staff members—all of the benefits of the service LoansDentist.com offers.
Earning for Referrals
In addition to helping patients with a way to handle paying for emergency procedures or sudden copays, LoansDentist.com offers dental practices access to an excellent affiliate program. Each patient referred to us who secures a loan earns you money. Who says helping people out doesn't pay?
Eye-catching Marketing
We offer our affiliates attractive promotional materials which can easily be integrated into websites and email lists. We take care to craft professional, appealing marketing materials appropriate to the dignity of the dental profession. And we refresh these materials on a regular basis to make sure your patients don't overlook the opportunity we're offering them.
Easy Requests
To join our affiliate network contact us by filling out the contact us form. Once you have access as an affiliate, you'll have access to available information on our industry-leading payout schedules, and access to your own personal Account Manager.
Last Updated: July 1, 2020
Terms of Use
LoanDentist.com, owns and operates the website located at LoanDentist.com (the “Site”). LoanDentist.com provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms of Use and in our Privacy Policy. By accessing and using the Site, you accept and agree without limitation to the following:
Products and Services
LoanDentist.com is not a lender or lending partner and is not responsible for any lending product advertised or offered to you, or for any credit decisions made about you. No specific loan products are offered to you on this Site by LoanDentist.com. Specific loan products are offered to you directly by the lender or lending partner.
Esign Consent
You agree that clicking “Get Cash Now” (or other such button you use to submit your form) acts as your electronic signature. You further consent that we and any lender or lending partner we share your request with can communicate with you electronically and that any required disclosures may be provided to you electronically, including without limitation any notices of adverse action that a lender or lending partner is required send to you. You also confirm that you have the ability to access documents electronically, including the ability to view and save PDF files.
SMS Terms and Conditions
By clicking “Submit”, I agree to receive informational, promotional or marketing related SMS messages from LoanDentist.com and marketing partners. This is a standard rate subscription service available on most carriers including U.S. Cellular, AT&T, Cellular One, T-Mobile, Sprint, Boost, MetroPCS, Verizon Wireless, Alltel Wireless and Virgin Mobile. Msg&Data Rates May Apply. Requires text-enabled handset. Carriers are not liable for delayed or undelivered messages. You may cancel your subscription by texting STOP to 99629. You can also get info directly on your phone by texting HELP to 99629. Service will continue until customer cancels.
Email Opt-In
By providing LoanDentist.com with your email address, you agree to receive transactional and promotional emails from LoanDentist.com, its marketing partners, lenders and lender networks. You may opt-out of future email marketing messages by emailing support@LoanDentist.com and including “unsubscribe” in the subject line.
Loan Inquiry Policy
LoanDentist.comreserves the right to reject your inquiry at any time for any reason not prohibited by law. LoanDentist.com may require additional information or verification before your form is accepted. When you submit your information through a form on our Site, you will be connected with a lender or lending partner for further consideration based on the lender’s or lending partner’s policies and procedures. This does not mean your loan has been approved. Loan approval is solely the lender’s or lending partner’s decision. LoanDentist.com is not responsible for taking, approving or denying your form. By submitting your information, you agree that if we cannot find a lender or lending partner that can offer you the type of loan you initially requested, we will search our network of lenders or lending partners to see if we can find other lenders or lending partners with different loan products to help you.
Credit References
Participating lenders or lending partners may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders or lending partners may obtain such credit reports and verify your information.
Restrictions
You must be 18 years or older and a legal resident of the United States to submit a form. You agree not to use this Site for any illegal or inappropriate activities.
Compliance with Laws
You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of this Site and your acceptance or purchase of products or services through any of this Site’s third party vendors. LoanDentist.com may, in its sole discretion, report actual or perceived violations of law to law enforcement or other authorities. If we become aware of any potential or suspected violation of these Terms of Use or our Privacy Policy, we may (but are not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action to be taken. During such investigation, we may suspend services to any customer being investigated and may delete data from our servers in order to prevent or minimize further violations. You agree to cooperate fully with any such investigation. You acknowledge that violating the Terms of Use or Privacy Policy could subject you to criminal or civil penalties.
Intellectual Property
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this Site is the intellectual property of LoanDentist.com, its licensees, or other third parties who have authorized use of such properties on the Site.
You have permission to view and make copies of documents, pages, images or other materials or content on this site for the sole purposes of requesting a loan. LoanDentist.com reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any documents, pages, images, materials or content without our prior written consent. Nothing contained on this Site should be construed as conferring any right or license to any trademark, copyright or other intellectual property right.
Limitation of Liability and Disclaimer of Warranties
LoanDentist.com uses commercially reasonable efforts to ensure that the information on this Site is accurate, but accuracy is not guaranteed. LoanDentist.com makes no representations regarding your use of this Site or results that you may or may not obtain through such use.
NEITHER LoanDentist.com NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.
Third Party Content
This Site may contain links to websites maintained by third parties. LoanDentist.com is not responsible for the content or privacy policies of third party websites, and the existence of such links should not be considered an endorsement or recommendation of those websites, the product or service offered or any third parties associated with those websites.
Privacy
LoanDentist.com’s Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through this Site. The Privacy Policy sets out your rights and our responsibilities regarding your personal information. LoanDentist.com will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. LoanDentist.com reserves the right, in its sole discretion, to modify the Privacy Policy without prior notice to you. Modifications to the Privacy Policy are effective when posted and your continued use of this Site signifies your acceptance of such modifications.
Security
LoanDentist.com uses industry-recognized technology to protect your personal information. Although LoanDentist.com takes commercially reasonable measures to secure your personal information submitted through this Site, LoanDentist.com cannot guarantee that your information will not be intercepted or decrypted by others. So long as LoanDentist.com uses commercially reasonable security measures, it accepts no responsibility for such interception or decryption except as required by law.
Site Use
LoanDentist.com does not charge you any fees for your use of this Site or our marketplace service. LoanDentist.com is not acting as an agent for (1) you, (2) any lender or lending partner or (3) any supplier or vendor used in the evaluation of your loan inquiry or other use of this Site. LoanDentist.com may receive compensation from lenders or lending partners and other third parties for its services.
Law and Venue
LoanDentist.com is owned and operated by Nesmetaju LLC, a Charlestown, Nevis, Saint Kitts And Nevis limited liability company. By using this Site or engaging with LoanDentist.com in any way, you consent to the laws and jurisdiction of the Charlestown, Nevis, Saint Kitts And Nevis. These Terms of Use and the Privacy Policy also will be governed by and construed in accordance with the laws of Charlestown, Nevis, Saint Kitts And Nevis, without regard to conflict of law provisions. Any legal action brought against LoanDentist.com (which must be via binding arbitration as set forth below) will be governed by the laws of Charlestown, Nevis, Saint Kitts And Nevis and you agree that the sole jurisdiction and venue for disputes resolution will be in Charlestown, Nevis, Saint Kitts And Nevis.
Binding Arbitration
Should any dispute arise as to the interpretation of any term or provision of these Terms of Use or with regard to any of your dealings LoanDentist.com or with any lender or lending partner you borrow from as a result of LoanDentist.com’s service, those issues shall be decided by binding arbitration. Arbitration proceeding shall be conducted under the applicable rules in Clark County, Nevada. The decision of the arbitrator shall be final and binding on both parties. The prevailing party shall be entitled to recover the cost of arbitration, travel expenses, expert testimony, travel expenses of experts, and all other expenses reasonably incurred in bringing or defending an arbitration claim, from the other party unless otherwise prohibited by law.
Modification
LoanDentist.com reserves the right to modify these Terms of Use from time to time and without notice to you. Your use of this Site after such modification constitutes your acceptance of and agreement to any new or amended terms.
Indemnification
By using this Site, you agree to indemnify, defend and hold harmless LoanDentist.com, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site.
Violation of the Terms of Use
By using the Site, you understand and agree that LoanDentist.com in its sole discretion and without prior notice may terminate your access to this Site and to any services offered, and may remove any content you have provided if LoanDentist.com believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, or that such content may be disruptive, offensive or in violation of applicable laws.
Class Action Waiver
ANY PROCEEDINGS TO RESOLVE, LITIGATE OR ARBITRATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR LoanDentist.com WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. NO ARBITRATION OR PROCEEDING WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS. FURTHERMORE, YOU AGREE THAT YOU WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER OR LENDING PARTNER TO WHOM YOU ARE REFERRED HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. THIS CLASS ACTION WAIVER MAY BE LIMITED BY APPLICABLE LAW, BUT IS INTENDED TO BE ENFORCED TO THE FULL EXTENT ALLOWED BY LAW.
Miscellaneous
Any reference to LoanDentist.com includes Nesmetaju LLC. All rights not expressly granted to you are reserved to LoanDentist.com. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation thereof. LoanDentist.com’s failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.
Contact Information:
Company name: Nesmetaju LLC
Address: Springates Building, Lower Government Road, , Charlestown, Nevis, Saint Kitts And Nevis
Email Address: support@LoanDentist.com
INFORMATION FOR ISPs:
Website: www.LoanDentist.com
Company name: Nesmetaju LLC
Email Address: support@LoanDentist.com
PLEASE NOTE THAT FOR QUESTIONS PERTAINING TO YOUR REQUEST STATUS, YOU MUST CONTACT YOUR LENDER OR LENDING PARTNER DIRECTLY. LoanDentist.com IS NOT YOUR LENDER OR LENDING PARTNER AND CANNOT ACCESS INFORMATION ABOUT YOUR LOAN APPROVAL OR STATUS.
Notice and Take Down Procedures
If you believe any materials accessible on or from the Site infringe your copyright or other intellectual property, you may request removal of those materials (or access thereto) from the Site by contacting our copyright agent (identified below) and providing the following information:
- Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include a copy or the location (for example, the URL) of an authorized version of the work.
- Identification of the material that you believe to be infringing and its location. Please describe the material, and provide a URL or any other pertinent information that will allow location of the material.
- Your name, address, telephone number and email address.
- A statement that in good faith you believe the complained of use of the materials is not allowed by the copyright owner, its agent, or the law.
- A statement that your submission is accurate and that "under penalty of perjury" you are the copyright owner or the owner’s authorized agent.
- A signature or the electronic equivalent from the copyright holder or authorized agent.
Send the above information to:
Legal Department
Nesmetaju LLC
Springates Building, Lower Government Road, Charlestown, Nevis, Saint Kitts And Nevis
Email Address: legal@LoanDentist.com
For all email submissions, please include the subject line: DMCA Takedown Request.
Privacy Policy
The purpose of the LoanDentist.com Privacy Policy is to provide you with a comprehensive description of LoanDentist.com’s online and offline practices regarding the collection, use, disclosure, and sale of personal information and of the rights of consumers regarding their personal information.
Collection of Personal Information
We collect the following personal information about consumers:
| Category | Categories of sources from which the information was collected | The business or commercial purpose for which the information was collected |
|---|---|---|
| Identifiers such as a real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, and driver’s license number. | Consumers directly | To connect consumers with a lender and offer other services they may be interested in. |
| Categories of personal information* such as name, social security number, address, telephone number, driver's license or state identification card number, employment, bank account number, and other financial information. | Consumers directly | To connect consumers with a lender and offer other services they may be interested in. |
| Characteristics of protected classifications under federal law and applicable state law, such as age. | Consumers directly | To connect consumers with a lender and offer other services they may be interested in. |
| Geolocation data such as your approximate location. | Data analytics providers | To connect consumers with a lender and offer other services they may be interested in. |
*as described in subdivision (e) of California Civil Code Section 1798.80
Disclosure or Sale of Personal Information
We disclose or sell the following categories of personal information to third parties for a business or commercial purpose:
| Category | The categories of third parties to whom the information was disclosed or sold |
|---|---|
| Identifiers such as a real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, and driver’s license number. | Lenders, lender-networks, and other marketing partners. |
| Categories of personal information* such as name, social security number, address, telephone number, driver's license or state identification card number, employment, bank account number, and other financial information. | Lenders, lender-networks, and other marketing partners. |
| Characteristics of protected classifications under California or federal law such as age. | Lenders, lender-networks, and other marketing partners. |
*as described in subdivision (e) of California Civil Code Section 1798.80
We do not collect or sell the personal information of minors under 16 years of age without affirmative authorization.
Security
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way.
Cookies
We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site.
Opting Out
You may opt-out of future email marketing messages by emailing support@LoanDentist.com and including “unsubscribe” in the subject line.
Limiting Sharing
To limit our sharing, email us at support@LoanDentist.com.
Contact for More Information
support@LoanDentist.com
For California Consumers
If you are a California consumer as defined by the California Consumer Protection Act (“CCPA”) you have the following rights:
1. Right to Know About Personal Information Collected, Disclosed, or Sold
You have the right to request that LoanDentist.com disclose the personal information we collect, use, disclose, and sell by sending a request to support@LoanDentist.com or by clicking here. For categories of information collected or disclosed, please refer to the information provided above, which reflects the categories of information collected or disclosed in the last 12 months.
In order to verify your request for information, you must provide your name, email, and phone number. A verification link will be sent to your email address. It will direct you to a verification page where you must provide your name, email address, date of birth, driver’s license number or state ID number, and Social Security number. We will match the personal information provided by you with personal information maintained by LoanDentist.com. You will also have to submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request. Once your identity is verified, your request will be processed in a timely manner.
2. Right to Request Deletion of Personal Information
You have the right to request deletion of your personal information collected or maintained by sending a request to support@LoanDentist.com or by clicking here.
In order to verify your request for deletion, you must provide your name, email, and phone number. A verification link will be sent to your email address. It will direct you to a verification page where you must provide your name, email address, date of birth, driver’s license number or state ID number, and Social Security number. We will match the personal information provided by you with personal information maintained by LoanDentist.com. You will also have to submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request. Once your identity is verified, your request will be processed in a timely manner.
3. Right to Opt-Out of the Sale of Personal Information
You have the right to opt-out of the sale of your personal information.
You can direct LoanDentist.com to stop selling your personal information, and to refrain from doing so in the future, by clicking here or sending a request to support@LoanDentist.com.
If you are an Authorized Agent acting on behalf of a consumer to exercise their right to opt-out, send an email request to support@LoanDentist.com. You will be required to submit documentation as proof of the agency relationship.
4. Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights
You have the right to receive nondiscriminatory treatment by us for the exercise of your privacy rights conferred by the CCPA.
Unless permitted by the CCPA, LoanDentist.com will not:
- Deny you goods or services
- Charge different prices or rates for goods or services, including through the use of discounts or other benefits or imposing penalties.
- Provide you a different level or quality or services if you exercise your rights under the CCPA.
- Suggest that you will receive a different price or rate for goods or services or a different level of quality of goods or services.
5. Authorized Agent Requests on Behalf of a Consumer
You have the right to designate an authorized agent to make a request under the CCPA on your behalf. To make a request on behalf of a consumer as an authorized agent, please send an email request to support@LoanDentist.com. You will be required to provide documentation that proves the agency relationship.
Last updated: July 1, 2020